Do I Really Need a Mortgage Broker?
Many people can be confused as to why they would need a mortgage broker. Can’t you just go to your bank and get a mortgage? While it can seem that simple, you risk the possibility of losing thousands of dollars towards the house you’ve been dreaming of. A Mortgage Broker is on your side and will help you get every dollar you can for your mortgage. Read on for our top reasons as to why a Mortgage Broker should be the first person you call.
A Mortgage Broker, simply put, gets you the best bang for your buck. They have access to dozens of different lenders and rates and can find you the best deal possible. They can reach rates that are not widely known, from lenders you’ve probably never heard of and single out what will work best for you. These rates are often much lower then the ones you can get from your current bank or credit union.
Everyone is different, and every mortgage is different. A Mortgage Broker can tailor a plan just for you, taking into account all of your previous credit history, any current loans, overdrafts, employment history, income, assets, what you can put afford for a down payment and more. A bank simply cannot put that much time and energy into their clients, whereas with a Mortgage Broker it is a large part of their job.
If this is your first time buying a home, it might seem a bit intimidating to figure out where you should begin. Going with a mortgage specialist at your local bank can seem like a good idea, but their goal is to sell you their product. A Mortgage Broker is here for you and you alone, and with their knowledge they can help you navigate through the different rates and lenders to reach that perfect plan for you.
Free (to you)
Sure, you might think, all of this sounds great, but do I really need another fee to pay with all the others that come with purchasing a home? Well good news, our Mortgage Broker comes at no cost to you. They receive a commission from the lenders they work with, meaning you can choose to work with a Mortgage Broker with no negative consequences.
We know you’ve got a lot going on, with work schedules, various appointments and family obligations, and if you are buying a home with a spouse it can be challenging to find the time for you both to make an appointment with your bank during their restrictive hours. A Mortgage Broker can come to you, to your house or a neutral location. You can let the kids play or enjoy a hot beverage while you and your Broker find your best rates in the comfort of your own home.
My previous career as a Business Manager helped me to develop strong interpersonal and negotiating skills. I earned an excellent reputation through hard work, diligence and dependability. I am client oriented, and look forward to developing lasting relationships with new and existing customers through careful listening skills, attention to detail, and providing service beyond expectation.
I chose Dominion Lending Centres because it’s Canada’s fastest growing national mortgage brokerage. Dominion Lending Centres offers awesome ongoing training and product knowledge to keep me updated on changing markets, trends and laws.
As a Dominion Lending Centres mortgage professional, I work for you – not the lenders – to ensure you receive the best rates and products available in today’s marketplace.
Whether you, or someone you know, are looking to purchase your very first home or upgrade to a new home, renew your existing mortgage, refinance your mortgage to free up some equity, purchase investment properties or vacation homes, or lease business-related equipment, I have access to a variety of products available to meet your unique needs.
Dominion Lending Centres is the only Canadian mortgage brokerage to also offer a leasing division headed up by leasing professionals – encompassing everything from financing for new and used industrial equipment, office furniture, technology and beyond.
I have one simple goal in mind – to provide you with unbelievable service and the very best mortgage options to meet your specific needs. Please let me know if you have any questions. I look forward to serving you soon!