Buy Smart with CENTURY 21
Real estate can be scary, and buying your first home is one of the biggest decisions you'll make, and it is likely that purchasing a home is the first major financial decision you've had so far. CENTURY 21® Horizon West is here to help every step of the way. You can feel at ease that our team will help get you into your first home with as few bumps as possible, and you can be confident that any question about properties for sale or any real estate queries, you can be sure you are getting the most accurate and up-to-date answers in the Similkameen Valley.
Common Home-Buying Questions:
What is my budget?
Not everyone can start off with their dream home. Browse our real estate listings, make a list of needs and wants and see which houses suits your family’s current lifestyle and needs. Then check out our mortgage calculator which will provide an estimate based on your income, expenses and interest rates. While the mortgage calculator isn’t a guarantee, it may help you get started so you may begin looking at potential homes.
It is recommended you get pre-approved before doing any serious shopping, especially when it comes to properties for sale in Princeton. Working with a lender will help determine exactly what you can afford. Lenders consider your income, debts, employment history, and credit history among others. Getting pre-approved will also help speed up the process for when you do find your dream home.
What is pre-approval and why should I do it?
Pre-approval is the best first step towards buying a new home. It is a process done by a mortgage lender or your bank, and is based upon bank statements, tax returns, employment records and more. It often doesn’t take very long, and in the end it gives you an accurate price-range of what you can afford. It also helps move the home-buying process along, due to the fact that most of the background-checking has been already done, and as it makes you look more serious about buying a house to Sellers, pre-approval will often give you an edge on houses with multiple offers.
What kind of fees are involved in buying a home?
As with most things in life, additional fees will arise as part of the purchase of your home. Lawyer fees, REALTOR® fees, broker and bank fees along with property transfer tax and HST/GST. Talk to your REALTOR® about these fees to keep any surprises at bay, and make sure to keep a few dollars aside so your buying process isn't halted by any sudden expenses.
How We Can Help:
Choosing CENTURY 21® as your trusted REALTOR®
An experienced agent can help you navigate the homes for sale in Princeton and keep your journey as easy as possible. REALTORS® use their extensive knowledge in not only the process of buying a home, but their familiarity with the community, schools, parks, tax rates, and the like. Working with our REALTORS® is like working with a friend, you can dip into their well of knowledge and ask questions knowing you'll get honest answers, allowing you to be confident through this exciting chapter in your life. Visit our agent page for more information.
Future Resale Potential
Houses are some of the biggest investments you can make. If you are buying a home, you may be thinking of eventually upgrading to keep up with your growing family, or maybe down-sizing as your kids begin to leave the nest. Your REALTOR® can help you know what the future resale value may be on the house you have your eye on, this local knowledge is extremely valuable as the house may have qualities that seem perfect to you but are a hard sell to other Buyers.
No one likes paperwork, and the process of purchasing a home can quickly become unmanageable. Our REALTORS® have been thoroughly trained and are there to help you through the piles of documents needed when Buying or Selling a home. All you have to do is sign your name, and thanks to our tech-forward approach, we can even email you the document so you can sign at your convenience.
Locals Who Know the Area
Our REALTORS® are passionate about the area, we know the in’s and out’s of the town and surrounding areas and are more then happy to apply our knowledge to the Buying process. Have questions about upcoming lots for sale? Are you wondering about schools and bus stops? Nearby trails, lakes, or campsites? You can ask your REALTOR® anything and you can be assured you’ll get the honest truth.
Important Information: Are you considering Buying a home? One of the first things you should do is to find out if you wish to use a real estate professional, or if going in unrepresented is a better option . Please take a moment to watch these complimentary videos which explain some important consumer protection information from the Real Estate Council of BC.
Top Tips from our Team:
To Renovate, or Not to Renovate?
When someone buys a new house, it isn't unusual for them to want to change a few things. Depending on the size and scale of the renovation you may have in mind, it might be a good idea to get it done before you move in. It won't matter much if you just want to repaint a few bedrooms or change the light switches, but projects such as knocking down walls, adding windows or refinishing old wooden floors might go smoother if you don't have all of your items moved in.
Hiring a Home Inspector
Hiring a home inspector is highly recommended, the few hundred you spend on an inspection means you might just save yourself from an extreme problem that could cost you thousands in the near-future. And if the report comes back positive, you have peace of mind in knowing that your house will be a safe and secure investment. Your REALTOR® can help you find a trusted home inspector if this is an option you'd like to pursue.
It can be easy to say “no” to a house because the cabinets are red, or the appliances are outdated, but houses are very compliant when it comes to change. Anything can be redone if you’ve got your mind set to it, and we recommend looking at the structure or “bones” of the house rather then the auxiliaries.